It’s easy enough to find evidence that Americans aren’t saving adequately, and while these sorts of reports certainly sound the alarm, they don’t do much to help us form better money habits. For some of us, the savings mountain seems so high that we may as well not bother climbing it. On the other end […]

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A key problem when it comes to personal finance and saving for retirement is that people don’t necessarily associate money with happiness. Sure, they might think that when they have more money, they’ll be happier, or when they’re basking in their retirement dream scenario, they’ll be happy. But when it comes to managing money, saving […]

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The sharing economy is exploding. It’s also known as collaborative consumption, or the peer economy, but no matter what you call it, disruptors like Airbnb are here to stay. A recent finder.com survey counted a surplus of 33.6 million bedrooms across America, which equates to roughly $174.9 billion in untapped opportunity. Want to get in […]

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An emergency fund isn’t just a repository of cash to dip into when the tires wear out or the dishwasher breaks down. Those emergency dollars can actually be critical to one’s overall investing strategy. Let’s look at two different investors, one of whom has spent a few years building an emergency fund, with that money […]

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Nations do it. So do companies. There’s nothing inherently wrong with taking on some debt, especially considering the rising cost young people face for essentials like housing, education, and cars. But financial success means not taking on more debt than one can handle. It also means building credit, paying down debt once it’s incurred, and […]

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Have you had your annual wellness screening? You know, the one where you (along with a professional) take a look inside, check the vitals for any imbalances, and compare the results to last year’s numbers and those typical for your age group? Sounds like a medical checkup…or a financial one. Here are a few things […]

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Editor’s note: In December we covered the importance of having an emergency fund and the potential long-term consequences of not having one. In this article we take a more in-depth look at how to create an emergency fund. It’s inevitable: Life can hand you some expensive bumps in the road, and things can get pretty […]

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A little hindsight is always useful, but for college students, getting money advice now can go a long way toward their financial future. A “Young Money Survey” by TD Ameritrade looked at millennials’ attitudes toward money, education, and working life. It asked college graduates: “What one piece of advice would you give to your 18-year-old self […]

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Once they are out in the job market, many college graduates look back and wish they had done a few things differently, according to young millennials and teens who were surveyed about their financial habits and attitudes. Some of the most insightful information came from recent college grads, who shared their take on financial expectations […]

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Summer is over, and it’s time to hit the books. For young adults (and maybe not-so-young adults), college beckons. A college degree can mean hundreds of thousands of dollars in additional earnings over a lifetime versus a high-school education, according to a 2011 Census Bureau study. Plus, recent data from the Economic Policy Institute shows […]

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