Key Takeaways Discuss money expectations and financial goals early on Divide up money-management tasks based on each person’s strengths  Update your financial plan for life’s milestones Have regular check-ins to keep finances on track as things change If you’re about to wed, now’s the time to discuss your finances. It’s among the most important conversations […]

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Key Takeaways Healthy money habits that kids form now will carry into adulthood  Model good behavior- remember that healthy habits start at home Use real-life examples of money management with your older teens  As parents and grandparents, we spend countless hours teaching our children about good manners, stranger danger, and the value of hard work. […]

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Key Takeaways More families are living in a three-generation household, and the potential benefits can be tangible as well as intangible Multigenerational household finance should involve serious, honest conversations about money and control When adult children return to the nest, a new set of challenges may emerge Multigenerational households—those in which three generations live under […]

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Key Takeaways Starting a business begins with a well-researched business plan Each type of business structure has its own rules and potential tax implications Operational logistics include financials, marketing, and HR considerations, including setting up a retirement plan Small businesses are the little engines—numbering over 30 million in the U.S.—collectively powering a trillion-dollar impact for […]

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Key Takeaways An unexpected source of extra money can be an opportunity to invest in your future Boost your financial well-being with retirement savings, an emergency fund, or by reducing debt Extra cash might also fund short-term goals or higher education for yourself or others It can be exhilarating to receive a windfall of cash, […]

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Key Takeaways Consider a prenuptial agreement to spell out who owns which assets Create a household spending plan that includes individual and shared expenses  Visit with a financial professional who can help you create an overall plan Any marriage requires honesty and compromise when working through money issues. However, when you’re planning a second marriage, […]

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Key Takeaways The USDA estimates it costs, on average, $233,610 to raise a child from birth to age 17 Financial planning for a baby should include getting insurance, writing a will, and planning for college The College Board says the average cost to attend an in-state university is $21,370 per year, or more than $48,000 […]

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Key Takeaways Financial savvy involves discipline in budgeting, saving, and spending habits Your spending and saving habits affect the spending and saving habits of your family members You’re smart about a lot of topics, but when it comes to personal finance, perhaps you feel a little overwhelmed. Financially smart women control their money to get […]

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Key Takeaways A recent TD Ameritrade survey showed that most investors have some homework to do To kick off Financial Literacy Month, TD Ameritrade is releasing an “Investor’s Manual” to help readers understand financial topics The manual includes something for everybody—from beginning investors and retirement savers to active traders and risk-takers   April is National […]

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Key Takeaways Freelancing may give you more freedom and flexibility, as well as more  responsibility for your finances Consider tax-advantaged retirement accounts to cover long term financial needs  Start contributing to retirement accounts early to maximize savings over time Freelancing offers some real advantages, including the ability to work in various locations and a more […]

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