Key Takeaways Educate yourself about common financial scams. Be wary of investments that seem too good to be true. Guard your personal information. Notify local authorities immediately if you suspect or fall victim to a scam. Lately it seems like we can’t go more than a few days without hearing about a data breach that […]

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Buying a home is often the most expensive purchase you’re ever going to make. If you’ve been thinking about buying, or you’re already in the process, the recent climb in mortgage rates might have you feeling like you need to speed things up.  Fast-selling homes and high prices across the U.S. housing market could also […]

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Key Takeaways Understand the differences between subsidized, unsubsidized and private loans Pay attention to the loan terms, such as the length of the loan, interest rates, and monthly payments If you have several sources of money, there are ways to strategize how to allocate funds Although there are methods of paying for college without loans—like […]

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Key Takeaways Make a budget to track spending and create savings goals Set up automatic deposits to help build emergency fund and retirement accounts Trim expenses and invest extra money for short- and long-term goals Either by choice or circumstances, many people, especially women, may find themselves having to manage financially on one income. According […]

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Key Takeaways Look for lower interest rate credit cards Talk to your student loan provider to discuss possible repayment options Consider refinancing or consolidating loans to reduce interest payments Like many young investors, you’re probably focused on meeting your day-to-day expenses and paying off student loans or other debt. And you may feel like there’s […]

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Key Takeaways Divvy your bonus three ways – expenses, savings, and spending Put savings portion towards long-term goals such as retirement or your children’s education Use expense portion to help reduce debt and save money on interest Look for ways to get an ‘added’ bonus from your spending like using a rewards credit card You […]

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Key Takeaways Discuss money expectations and financial goals early on Divide up money-management tasks based on each person’s strengths  Update your financial plan for life’s milestones Have regular check-ins to keep finances on track as things change If you’re about to wed, now’s the time to discuss your finances. It’s among the most important conversations […]

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Key Takeaways Healthy money habits that kids form now will carry into adulthood  Model good behavior- remember that healthy habits start at home Use real-life examples of money management with your older teens  As parents and grandparents, we spend countless hours teaching our children about good manners, stranger danger, and the value of hard work. […]

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Key Takeaways More families are living in a three-generation household, and the potential benefits can be tangible as well as intangible Multigenerational household finance should involve serious, honest conversations about money and control When adult children return to the nest, a new set of challenges may emerge Multigenerational households—those in which three generations live under […]

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Key Takeaways Starting a business begins with a well-researched business plan Each type of business structure has its own rules and potential tax implications Operational logistics include financials, marketing, and HR considerations, including setting up a retirement plan Small businesses are the little engines—numbering over 30 million in the U.S.—collectively powering a trillion-dollar impact for […]

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