Key Takeaways An unexpected source of extra money can be an opportunity to invest in your future Boost your financial well-being with retirement savings, an emergency fund, or by reducing debt Extra cash might also fund short-term goals or higher education for yourself or others It can be exhilarating to receive a windfall of cash, […]

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Key Takeaways Consider a prenuptial agreement to spell out who owns which assets Create a household spending plan that includes individual and shared expenses  Visit with a financial professional who can help you create an overall plan Any marriage requires honesty and compromise when working through money issues. However, when you’re planning a second marriage, […]

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Key Takeaways The USDA estimates it costs, on average, $233,610 to raise a child from birth to age 17 Financial planning for a baby should include getting insurance, writing a will, and planning for college The College Board says the average cost to attend an in-state university is $21,370 per year, or more than $48,000 […]

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Key Takeaways Financial savvy involves discipline in budgeting, saving, and spending habits Your spending and saving habits affect the spending and saving habits of your family members You’re smart about a lot of topics, but when it comes to personal finance, perhaps you feel a little overwhelmed. Financially smart women control their money to get […]

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Key Takeaways A recent TD Ameritrade survey showed that most investors have some homework to do To kick off Financial Literacy Month, TD Ameritrade is releasing an “Investor’s Manual” to help readers understand financial topics The manual includes something for everybody—from beginning investors and retirement savers to active traders and risk-takers   April is National […]

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Key Takeaways Freelancing may give you more freedom and flexibility, as well as more  responsibility for your finances Consider tax-advantaged retirement accounts to cover long term financial needs  Start contributing to retirement accounts early to maximize savings over time Freelancing offers some real advantages, including the ability to work in various locations and a more […]

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Key Takeaways Update information on jointly-held accounts Collect benefits and update insurance and health care policies to reflect your single status Create a fresh long-term plan that considers your lifestyles and goals The transition period after a divorce or the death of a spouse is a time when weighty financial decisions about the rest of […]

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Key Takeaways Companies are updating their product offerings to cater to the singles demographic Consumer Discretionary and Consumer Staples are among stock sectors that could be impacted When we think of the typical American consumer, we often think about someone who’s part of a family. Our thoughts drift toward the “regular” middle-class family with two […]

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Congratulations! You’ve earned that college diploma and landed your first “real” job. Your parents are happy to have you off their payroll, but now it’s all up to you. Juggling finances can be a challenge for the uninitiated, and the saving and spending groove you slip into now can shape your future financial security. Priority […]

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It looks like more millennials are finally looking to move out of Mom and Dad’s place. Some 67% of a group surveyed by TD Bank said they’re making plans to fly the coop as first-time home buyers in the next five years. More than others, the millennial generation believes that home affordability largely requires buying with […]

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