In a recent article, we considered the decision of whether to buy a home or continue renting. The answer may partly depend upon how much value you place on stability and planting roots versus flexibility and mobility. Buying a home is still part of the American dream, and with interest rates still low and housing […]

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Got your eye on a new roadster to celebrate the emptying of the nest? Or maybe your growing family is in need of a new SUV? Better wait until the end of the month to take advantage of those bargains, right? Not necessarily. Auto insiders say car buying has greatly changed in the past several […]

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If you’re new to the wedding game or have been living under a rock, this may shock you: Weddings can cost an exorbitant amount of money. Time, too, if we’re being honest. And who hasn’t figured out in this day and age that time is money—real money. The bigger issue might be this: Is it […]

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If you’re single and middle-aged, you might not be saving enough for retirement, a new survey shows. Less than one-third of single Americans (29%) rate themselves as very financially secure, versus 43% of married individuals, according to a TD Ameritrade “Singles and Money” survey of 1,000 unmarried and 1,000 married adults ages 37 and older. The […]

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Do you have some financial goals in life? Want to buy a house? Send the kids to college? Retire? To help fulfill those dreams, you need a financial plan. Maybe you’re already having a hard enough time figuring out what’s for dinner. Never fear; we can help you create a financial plan. Let’s take a […]

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Thinking about remodeling your home? Join the club. And yep, it’s all about the kitchen and the bathroom. In 2015, homeowners spent a record $340 billion on home improvements, maintenance, and repairs, according to a recent report from the Joint Center for Housing Studies at Harvard University. Surveys from both the National Association of Realtors (NAR) and […]

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Ah, the new year! It’s a chance to hit the “reset” button; to make a fresh run at those things we’d like to do better. And for many of us, financial planning is at or near the top of the list.  First question: Do you have a budget in place? Are you tracking what goes […]

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When planning a road trip, you want to take the most direct path to your destination. So like many people, you probably use a GPS to map out your route and minimize delays. You can use this same approach for managing your finances. A financial plan is like a GPS for life. It can help […]

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American homeowners may be eyeing mortgage rates today and wondering how much higher they can go. For much of this year, 30-year fixed mortgage rates, 15-year fixed mortgage rates, and other traditional mortgage loan rates have climbed, in step with a Federal Reserve that’s gradually taking its foot off the monetary policy accelerator. This poses […]

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Each generation has its own set of attitudes and beliefs, but all of them, including millennials, share a common goal: financial security. Seven out of 10 millennials consider themselves savers, not spenders, according to the TD Ameritrade 2018 “Millennials and Money” survey. On average, they expect to be completely financially independent by age 25, and […]

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